Invest a fixed amount every month into equity, debt or hybrid funds, chosen around your timeline and risk appetite.
Long-horizon portfolios built to compound — reviewed periodically as your income and goals change.
A corpus target worked backward into a monthly SIP number, adjusted for inflation over your working years.
Equity-Linked Savings Schemes offering tax deduction under Section 80C, with the shortest lock-in among 80C options.
Mutual funds are subject to market risks. Returns shown are illustrative, not guaranteed. For step-up SIP and inflation-adjusted goals, use the full calculator suite.
A SIP invests a fixed amount every month, averaging your purchase cost over time and building the habit of regular investing. A lumpsum is a one-time investment of a larger amount. SIPs generally suit salaried investors with monthly income; lumpsum suits those with a windfall or bonus to deploy.
You need a PAN card, an address proof (Aadhaar, passport, or utility bill), a passport-size photograph, and a cancelled cheque or bank statement for your bank account. KYC is a one-time process across all mutual funds in India, done through KRA-registered agencies.
AMFI certifies distributors through the NISM exam, mandates a Code of Conduct around disclosure and suitability, and works with SEBI to regulate how mutual funds are sold, disclosed, and reported, so investors have a consistent, monitored process across every fund house.
No. Kaizen Financial Services (ARN-364826) is an AMFI-registered Mutual Fund Distributor, not a SEBI-registered Investment Adviser. We earn commission from AMCs on the funds we distribute, and we disclose this openly as required under the AMFI Code of Conduct.
A step-up SIP increases your monthly investment by a fixed percentage every year, usually in line with your expected salary growth. It lets you start with a smaller, comfortable amount today while still reaching a large goal, because your contributions rise as your income does.
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